Numbers don’t lie. So let’s take a look at some numbers. The American Dental Association estimates that on average, Americans with dental insurance receive only $323 of dental treatment each year. But a typical plan has an annual maximum of $1,250, which means that $927 is not being used. Multiply that by the 164 million people who have private dental insurance and the grand total in lost dental benefits is $152 billion! And because most benefits don’t roll over to the following year, that’s a lot of money getting left behind. How can you help avoid such waste? Schedule a dental checkup today with a dentist in Washington!
Use ‘Em or Lose ‘Em
It’s a familiar saying and one that definitely applies to dental insurance benefits. Almost all dental insurance plans—even those that are tied to a flex spending account—expire at the close of a calendar year. You are required to pay a premium for your dental insurance coverage, so it is in the best interest of your smile and your wallet to use all of the benefits associated with your plan.
Understanding Dental Insurance
Dr. Mace is in-network with most major PPO plans. Therefore, we will be happy to accept your insurance if you are enrolled in a PPO, or preferred provider organization. Here’s how it works:
- We call your insurance company to verify your benefits and determine the details of your coverage
- With this information, we can help you maximize your dental benefits with a plan for treatment
- After you’ve received care, we’ll file all the claim forms and follow up to ensure that you receive the full amount you’re owed
Taking Care of Your Smile
Dentistry is designed around prevention, and your dental insurance takes advantage of this arrangement. Preventing dental problems from developing is half the battle. That’s why regular dental cleanings and exams are so important. These visits give your dental team the chance to rid your teeth of plaque, bacteria and other debris that can lead to cavities and gum disease. In addition, if we do find a problem—tooth decay, a cracked tooth, a loose filling, gingivitis—treating as soon as possible is always preferable to treating later. And restorative dentistry is usually partially covered by most dental insurance plans.
Don’t let dental benefits get away from you! Take full advantage of them so you can ring in the New Year with a beautiful smile! Call a dentist in Washington today to schedule a dental checkup.
Meet the Doctor
Dr. James Mace is a family dentist in Washington, MO. He and his staff are committed to ensuring the health, beauty and longevity of your smile. If you need to schedule a dental checkup or another service, contact us today.